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Motor Insurance

Motor Cover in 5 Minutes

Third party, fire & theft, or comprehensive — get your vehicle insured instantly. IRA licensed. Serving all of Kenya.

Get Instant Quote → Call +254 724 433 688
Speed Promise

The 5-Minute Shield

From the moment you contact us, your motor cover can be active before this timer hits zero. That's the Qubic promise.

5:00

Average time to get covered

Cover Options

Choose Your Protection

Third Party Only

  • Covers injury/damage to third parties
  • Legal requirement in Kenya
  • Most affordable option
  • ❌ Does not cover your own vehicle
  • ❌ No theft or fire cover
From KSh 3,500/year

Cost of Driving Uninsured in Kenya

  • ▸ IRA fine: Up to KSh 50,000 or 12 months imprisonment
  • ▸ Vehicle impounded — recovery costs extra
  • ▸ Full liability for any accident damages — out of pocket
  • ▸ Criminal record affects future insurance premiums
Get Covered Today
Quick Estimate

Instant Quote Calculator

Get a quick estimate based on your car value. For exact pricing, contact Purity directly.

Motor Insurance Calculator

Estimated Annual Premium
This is an estimate. Contact Purity for your exact quote.
Get Exact Quote
What We Cover

Coverage Options

Private Motor Vehicle

Cars, SUVs, personal vehicles

Commercial Vehicles

Trucks, matatus, PSVs

Property & Fire

Home, commercial property

Medical Insurance

Individual & group health cover

More Cover

More General Insurance Products

Beyond motor — explore our full range of general insurance covers

View All General Insurance →

Travel Insurance

Protection for trips covering lost luggage, flight cancellations, medical emergencies abroad, and more.

Home Insurance

Domestic cover for your house structure and contents against fire, theft, and natural disasters.

Business Insurance

Covers your business assets, inventory, and operations against various risks.

Engineering Insurance

Specialized cover for construction projects, machinery breakdown, and contractor's equipment.

Professional Indemnity

For Engineers, Accountants, Doctors & Nurses, and Lawyers. Protection against negligence or error claims.

Fire Insurance

Covers loss or damage to property caused by fire. Available for Industrial and Commercial properties.

Employer's Liability

Legal protection for employers if an employee is injured or becomes ill due to their work.

WIBA

Work Injury Benefits Act — mandatory statutory cover for all employers to compensate employees for work-related injuries.

Frequently Asked

Common Questions

With Qubic, motor cover can be activated in under 5 minutes. Simply contact Purity via WhatsApp or call, provide your vehicle details, and your cover note is issued immediately.
You need your national ID or passport, vehicle logbook, and KRA PIN. For commercial vehicles, a PSV licence may be required.
We work with Kenya's top-rated insurers including AAR, Jubilee, CIC Group, Britam, Old Mutual, ICEA Lion, Prudential, Intra Africa Assurance, and Sanlam.
Third Party motor insurance starts from around KSh 3,500 per year depending on the vehicle class. Contact us for an exact quote.
Call Qubic on +254 724 433 688 immediately after an incident. We guide you through the claims process from start to finish.

Get motor cover in under 5 minutes

Call or WhatsApp Qubic now — +254 724 433 688

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