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Trust Fund

Build a Legacy That Lasts Generations

Bypass probate. Control exactly how your wealth passes on. Professional trust management for Kenyan families and businesses.

Our Solutions

Trust Fund Solutions

Customised structures for your wealth management needs

Family Trust

Protect family assets and ensure smooth wealth transfer to beneficiaries.

  • ✓ Estate planning
  • ✓ Multiple beneficiaries
  • ✓ Tax optimisation
  • ✓ Dispute prevention
Premium

Discretionary Trust

Trustees have full discretion over distribution timing and amounts to beneficiaries.

  • ✓ Flexible distributions
  • ✓ Creditor protection
  • ✓ Spendthrift safeguards
  • ✓ Professional management
Why a Trust

Why Establish a Trust Fund?

Asset Protection

Shield wealth from creditors, lawsuits, and unforeseen circumstances

Succession Planning

Avoid probate delays and ensure smooth transfer to intended beneficiaries

Tax Efficiency

Minimise estate taxes and optimise wealth transfer to future generations

Professional Management

Expert trustees manage assets according to your wishes and best practices

How It Works

How to Establish Your Trust

Simple 4-step process to secure your legacy

1

Consultation

Meet with our trust specialists to discuss your goals, assets, and beneficiaries.

2

Documentation

Our legal team drafts the trust deed outlining trustees, beneficiaries, terms and conditions.

3

Asset Transfer

Transfer designated assets into the trust — property, investments, business interests, or cash.

4

Management

Professional trustees manage the trust according to your wishes with regular reports.

Unit Trust Funds

Fresh Rates, Better Returns

Explore the latest annual yields across our Unit Trust Funds and find an investment solution aligned to your financial ambitions.

9.81%
p.a.

Money Market Fund

High liquidity with competitive returns. Ideal for short-term savings.

Top Rate
10.78%
p.a.

Bond Plus Fund

Balanced growth with fixed-income securities. A solid middle-ground option.

4.25%
p.a.

USD Money Market Fund

USD-denominated returns with low volatility. Protect your wealth in a stable currency.

5.14%
p.a.

USD Fixed Income Fund

Stable USD returns for long-term investors seeking predictable income.

The effective annual yield is net of fees and gross of withholding tax. Past performance does not guarantee future investment performance as yields may vary depending on market, political and economic circumstances. In certain circumstances, the right to redeem units may be suspended. The Capital Markets Authority does not take responsibility for the financial soundness of the scheme or for the correctness of any statements made or opinions expressed in this regard.

Frequently Asked

Common Questions

Almost any asset: real estate, investment portfolios, business interests, bank accounts, vehicles, art collections, and intellectual property. The trust holds legal title while you define how assets are managed and distributed.
It depends on the trust type. With a revocable living trust, you maintain full control and can modify or dissolve it anytime. Irrevocable trusts transfer control to trustees but offer stronger asset protection and tax benefits.
Setup costs vary based on complexity, typically KES 150,000–500,000 for legal documentation and registration. Ongoing trustee fees range from 1–3% of trust assets annually. Trusts are cost-effective for estates over KES 10M.
Trusts provide clear, legally binding instructions for asset distribution, removing ambiguity that causes disputes. They avoid probate court, keep matters private, and allow you to structure distributions over time.
Revocable trusts can be modified or revoked anytime during your lifetime. Irrevocable trusts are harder to change but may allow amendments under certain conditions with beneficiary consent or court approval.

Secure your family's legacy today

Professional trust services for generational wealth — +254 724 433 688

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