Money Market Fund

Earn ~13% p.a. With Full Liquidity

Better returns than any savings account. Withdraw anytime. Start with as little as Ksh 1,000. CMA regulated.

Start Earning → Call +254 724 433 688

Why MMF

Why Money Market Funds?

The smart alternative to traditional savings

Higher Returns

Earn 10–13% annually, significantly higher than bank savings accounts (3–7%)

Daily Liquidity

Withdraw anytime with 24-hour processing. No lock-in periods or penalties

Low Risk

Invested in government securities and high-grade corporate bonds

Tax Advantages

No withholding tax on returns for resident investors in Kenya

Comparison

Money Market vs Savings Account

Feature

Money Market Fund

Savings Account

Annual Returns

10–13%

3–7%

Withdrawal Time

24 hours

Instant

Minimum Balance

KES 1,000

KES 0–1,000

Tax on Interest

0% (Exempt)

15%

Best For

Growing savings

Emergency funds

Quick Estimate

Returns Calculator

See how much you can earn

Money Market Calculator

Investment Amount (KES)

Investment Period

Expected Annual Return

Total Value at Maturity

Returns are not guaranteed. Past performance does not indicate future results.

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Get Started

Open Your Money Market Account

Start earning in minutes — directly through our trusted fund partner

Britam Money Market Fund

CMA-regulated. Competitive returns. Start with as little as KES 1,000.

Click below to open your account instantly via WhatsApp — our agent code is pre-filled for you.

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Or Call Qubic on +254 768 810 020 for assistance

Frequently Asked

Common Questions

Very safe. Money market funds invest in low-risk securities like government bonds and high-grade corporate bonds. Funds are regulated by the Capital Markets Authority and held by licensed custodians.

You can start with as little as KES 1,000. Subsequent top-ups can also be as low as KES 1,000. There is no maximum limit.

Withdrawal requests are processed within 24 hours on business days. Submit your request today, receive funds tomorrow. There are no penalties or lock-in periods.

There is an annual management fee of approximately 1.5% deducted from the fund's returns. No entry, exit, or withdrawal fees. The fee covers professional fund management and administration.

Money market funds offer comparable or higher returns (10–13%) vs fixed deposits (8–11%) with better liquidity. Fixed deposits lock your money for months; money market funds allow 24-hour withdrawals.

Calculator

How Much Could You Earn?

See your projected returns at ~13% p.a.

Investment Amount (KSh)

Duration (Months)

Projected Value

KSh 113,000

+KSh 13,000 interest earned

Indicative only. Based on ~13% p.a. Returns may vary. Not financial advice.