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Pension Plans

Start Early. Retire Wealthy.

RBA-registered pension schemes with up to Ksh 20,000/month tax relief. Build your retirement fund from as little as Ksh 5,000/month.

Get Started → Call +254 724 433 688
Our Plans

Choose Your Pension Plan

Flexible retirement solutions for every professional

Individual Pension

For self-employed professionals and business owners seeking retirement security.

  • ✓ Flexible contributions
  • ✓ 30% tax relief on premiums
  • ✓ Lump sum at retirement
  • ✓ Monthly pension option
Most Popular

Group Pension

Employer-sponsored retirement plans for organisations and their employees.

  • ✓ Employer & employee contributions
  • ✓ Tax benefits for both parties
  • ✓ Death & disability cover
  • ✓ Professional fund management

Provident Fund

Defined contribution scheme with flexible withdrawal options before retirement.

  • ✓ Access before 60 years
  • ✓ Employer contributions
  • ✓ Lower regulatory restrictions
  • ✓ Investment growth

Annuities

Converts your pension lump sum into a guaranteed, regular income stream for the rest of your life after retirement.

  • ✓ Guaranteed lifetime income
  • ✓ No investment risk
  • ✓ Spouse continuation option
Why Start Now

Why Start a Pension Today?

30% Tax Relief

Save up to KES 20,000 monthly (KES 240,000 annually) on taxable income

Financial Security

Guaranteed income stream in retirement, maintaining your lifestyle

Compound Growth

Long-term investment growth through diversified portfolios

Life Cover

Many pension plans include death and disability benefits for extra protection

Plan Ahead

Retirement Planning Calculator

Estimate your retirement fund and monthly income

Pension Calculator

Retirement Fund
Plus 30% tax relief on contributions! Talk to us for personalised planning.
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Frequently Asked

Common Questions

Financial experts recommend saving 15–20% of your gross income for retirement. The Kenyan government allows up to KES 20,000 monthly (or 30% of income, whichever is lower) for tax relief.
Individual pension schemes can be accessed at age 50 or after 10 years of contributions. You can take 1/3 as a lump sum tax-free and use 2/3 to purchase an annuity for monthly income.
Yes. You can transfer your pension from one registered scheme to another without losing tax benefits. The process takes 2–4 weeks. We handle all the paperwork to make the transition smooth.
Yes! Under Kenyan tax law, pension contributions enjoy 30% tax relief up to a maximum of KES 20,000 per month. If you contribute KES 20,000 monthly, you save KES 6,000 in taxes — that's KES 72,000 annually.
Your nominated beneficiaries receive your accumulated pension funds plus any life insurance benefits included in the scheme. Keep your beneficiary nominations updated.

Secure your retirement today

Start building your pension fund with 30% tax relief — +254 724 433 688

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