Home General Insurance Motor Insurance Liability Insurance Life Insurance Medical Insurance Asset Management Money Market Fund Pension Plans Education Plan Trust Fund About Blog Contact Get a Quote
Medical Insurance

Health Cover for Every Stage of Life

From students to seniors, individuals to families — comprehensive medical insurance tailored for Kenyans.

Get Free Quote → Call +254 724 433 688
What We Offer

Medical Insurance Plans

Choose the cover that fits your needs

Student Medical Cover

Comprehensive health insurance for students, covering campus clinics, hospital visits, and emergencies.

Instant Quote →

International Medical Cover

Worldwide health insurance for frequent travelers, expatriates, or those seeking treatment abroad.

Popular

Senior Cover

Specialized health insurance for the elderly, covering age-related illnesses and chronic conditions. Available in 5 tiers.

View Plans →

Junior Cover

Health insurance for children, covering pediatric care, vaccinations, and common childhood illnesses.

Instant Quote →

Family Cover

A complete plan for the whole family including Maternity (pregnancy, childbirth, newborn care) and Low-Cost options.

Instant Quote →

Low Cost Medical Cover

Affordable health cover for individuals and families on a budget. Access essential outpatient and inpatient care without breaking the bank.

Instant Quote →
Senior Cover

Senior Cover — Choose Your Tier

Cover for life with a maximum joining age of 80 years

PLATINUM
  • ✓ Access to tier 1, 2 and 3 hospitals
  • ✓ Full cover limit for Pre-existing chronic illness, cancer and HIV/AIDS
  • ✓ Critical illness cash benefit to all limits
  • ✓ Enhanced psychiatric care sublimits including rehabilitation for alcohol and substance abuse
GOLD
  • ✓ Access to tier 1, 2 and 3 hospitals
  • ✓ Full cover limit for Pre-existing chronic illness, cancer and HIV/AIDS
  • ✓ Critical illness cash benefit to all limits
  • ✓ Enhanced psychiatric care sublimits including rehabilitation for alcohol and substance abuse
SILVER
  • ✓ Access to tier 1, 2 and 3 hospitals
  • ✓ Sub-limit for Pre-existing chronic illness, cancer and HIV/AIDS
  • ✓ Critical illness cash benefit to 5M and 10M
BRONZE
  • ✓ Access to tier 2 and 3 hospitals
  • ✓ Sub-limit for Pre-existing chronic illness, cancer and HIV/AIDS
  • ✓ Critical illness cash benefit to 5M and 10M
ESSENTIAL
  • ✓ Access to tier 3 hospitals
  • ✓ Sub-limit for Pre-existing chronic illness, cancer and HIV/AIDS

⚠ Important Notes

  • 30 days waiting period for acute illness
  • 20 days waiting period for pre-existing chronic illness (outpatient visits)
  • 30 days waiting period for pre-existing chronic illness (inpatient visits)
  • Cover for life — maximum joining age of 80 years
Jubilee Insurance

JUBILEE MEDICAL SELF QUOTING

Enter your details and get your annual premium instantly

Optional Add-ons
Old Mutual

OLD MUTUAL SELF-QUOTING TOOL

Low-cost comprehensive family cover. Select your inpatient limit and family size.

Britam Microinsurance

Bima Ya Mwananchi — Instant Quote

Affordable health cover for individuals and families. M to M+6 family sizes.

Heritage Insurance

Heritage Medical SELF QUOTING TOOL

8 plan options from KSh 500K to KSh 10M inpatient limit. Age bands 18–70+.

Get the right medical cover today

Call or WhatsApp Qubic — +254 724 433 688

WhatsApp Now Call Qubic
Call Qubic WhatsApp